Compare Travel Insurance Offers
Travel insurance is an essential part of holidaying oversees's, it gives you peace of mind in knowing you will be taken card of if you happen to get into trouble in a foreign country. Choosing the best travel insurance can be difficult, insurers offer many different travel packages ranging in price and coverage. Get Personal Finance have selected some of the best value travel insurance deals from Australia. Use our comparison table to guide you on your way to big travel insurance savings.
Comparing Car Insurance offers
In order to get the best car insurance offer for your situation the key is comparison. There's currently many car insurance deals on the market, and choosing the cheapest offer can be difficult. Car insurance has many variables to consider, these may be of more importance to you depending on your situation and what variable is most important to you. Key variables to consider include:
Breakdown costsDoes the car insurance policy cover you for emergency breakdown costs.
Business useCheck to see if your car insurance covers you for business usage. Some car insurance policies cover you for using your car for work, if so you should investigate what jobs are not covered for business insurance such as occupations where the car is more likely to get into an accident (Taxi, delivery and transport).
Comprehensive car insuranceDoes your car insurance cover you completely for accidental damage or theft? Find out how much you are covered for if the damage is your fault.
Driving while pregnant or with a medical conditionIf you are pregnant or have a medical condition you should find out if you are covered by your car insurance policy.
Ensuring your policy information is correctFind out what the implications are for unwillingly providing incorrect information. For example if you list your car as a 6 cylinder instead of 8 cylinder, what is the implication of this in terms of a policy pay out.
ExcessInvestigate how much excess you will pay in order to make a claim. There may be different types of excess for a particular circumstance, it is your job to find out as much as you can about excess so you don't get any nasty suprises when if it comes time to make a claim.
Excess refundSome car insurance companies offer an excess refund if it is proven that the driver of the car did not cause the accident.
Having your car serviced or repairedAre you covered if your car is damaged while it is being serviced of repaired?
Learner driversIf you decide to take a friend or family member for a driving lesson are your covered if the car is damaged in an accident?
Modifications to your carIf you 'pimp your ride' are you covered? It is important to check what modifications are covered if any
Off-road drivingAre you covered for off road driving. Some car insurance policies cover you for off road driving as long as it does not involve racing or other high risk activities, it is your responsibility to find out what your are covered for when venturing off road.
Personal itemsIf you are out and about and someone breaks into your car are you covered for stolen personal items?
