Compare Low Interest Loans.

FIZONE presents, low interest personal loan offers for Australia. Compare our featured* selection of low interest personal loan deals. Use our free comparison tool below to help you on your way to getting a personal loan that is right for you. Why pay high interest when you can shop around and compare low interest loans from some of the biggest banks and lenders in Australia. Loan types include, debt consolidation, Car and Travel.

Low Interest Loans Comparison Table

Company
Loans
 Term    
Go to
Website 
ANZ Personal Loan
Extra Info
ANZ Variable Rate Personal Loan - You have the freedom to increase your repayments at any time. This means you can pay off your loan faster and save on interest costs. ANZ Fixed Rate Personal Loan - Offer the certainty of knowing what your repayments are over the term of your loan. # Weekly, fortnightly or monthly repayments Choose the repayment schedule you find most convenient. A range of repayment options Make repayments via internet banking, phone banking, an automatic repayment from your bank account, or at any ANZ branch.
Apply
1 year 7 years 14.60% p.a. fixed / 14.15% p.a. variable Yes $ 5,000 $100 per year
Citibank Personal Credit
Extra Info
Now there’s a simple way to manage your finances with Citi Personal Credit. Combining credit, cash and cheque, it’s one account you can use for everything. 7.9% on Purchases and Balance Transfers for the first 12 Months. No transaction fees, no cash advance fees and no ATM fees at over 1,200 ATMs throughout Australia. Only pay interest on what you spend. Make purchases in-store with a Visa debit card, online or over the phone. Apply for a chequebook with no cheque fees, because sometimes only a cheque will do. Monthly Direct Debit flexibility.No need to re-apply for credit.
 Apply
n/a n/a 7.9%p.a Purchases & Transfers for 1 Year Yes $ 5,000 $99 annual fee
GE Money Personal Loans
Extra Info
It's easy to make things happen with a GE Money Personal Loan. You can use it for just about any purpose that's important to you – whether it's a beach holiday, renovating your kitchen or getting a new car. While you could put large purchases on your credit card, a personal loan is often a smarter option for one-off purchases like these because: The interest rate on a personal loan could be less than the rate on your credit card. If you only make the minimum monthly repayment on your credit card, it can take years to pay off and you'll be paying interest all that time.
Apply
2 years 7 years From 14.99% p.a. Comparison rate 16% Yes $ 3,000 $250 + $10 a mth
GE Money Debt Consolidation Loan
Extra Info
A GE Money Debt Consolidation Loan can put an end to the hassle of managing multiple debts from different lenders. By rolling your debts into a single easy-to-manage loan, you won’t have to keep track of multiple due dates and different repayment amounts each month. That makes it simple to stay in control of your budget and can make life easier.
 Apply
2 years 7 years From 14.99% p.a. Comparison rate 16% Yes $ 3,000 $250 + $10 a mth
Car Loans from Aussie
Extra Info
Getting your finances sorted with a car loan from Aussie before you find your dream car makes sense. You’ll know you’ve got the money behind you to bargain with confidence, and then all you have to focus on is finding the right car at the right price. Whether you are thinking about buying a new or used car from a dealer, at auction or from a private seller, a car loan from Aussie could be just what you are after. $199 establishment fee.
 Apply
1 year 7 years See Aussie For Interest Rates Yes $ 3,000 $199 + $10 a mth
Aussie Personal Loan
Extra Info
Fixed monthly repayments make it easier to stick to a budget. Great rates so that you don't pay more than you need to. $199 establishment fee.
 Apply
1 year 7 years See Aussie For Interest Rates Yes $ 3,000 $199 + $10 a mth
FIZONE offers 6 loans that may interest you. Happy Hunting Pages  1 

*Note: The FIZONE personal loan calculator should only be used as an approximation to the amount you will have to pay back on your personal loan. The calculator does not take into account any fees or monthly charges you will have to pay. For full details on your repayment amount be sure to check with the credit provider.



Personal Loans - The Australian Edition

Warning! Before making any decision on applying for a financial product FIZONE recommend that you seek the advice of a professional financial advisor...Now back to business.

Personal Loans or Credit Cards? Which one is for you?

  1. The decision on whether to apply for a personal loan or credit card can be a difficult choice to make. Taking on a personal loan or credit card will differ depending on your current financial status and the purpose of the credit advance. Below are a few factors to take into account before applying for such a product.
  2. Is the loan for repaying credit card debt? If so a balance transfer credit card offer may be of interest to you...But only if you can pay the debt back within the transfer period stated.
  3. How much are you looking at borrowing and in what time frame do you want to pay the credit off? If you are looking at borrowing a small amount over a short period then some credit cards offer a special 12 month low interest rate on new purchases.
  4. Do you need the money in a large lump some? If so then a personal loan may be right for you. If you need a loan for a car, holiday, renovations or debt consolidation then a personal loan gives you the money up front.

Personal Loans - How Much Can I Borrow and When Do I Have to Pay it Back?

The amount you can borrow for a personal loan will vary depending on the credit provider. On average the minimum you can borrow is around $3000, with the maximum being $50,000 and over depending on your current financial situation.

A typical pay back period can range from 2 to 7 years, once again these dates will vary depending on the bank or credit issuer. The interest rate at which you have to pay the loan back will also vary from bank to bank, it pays to do your research and compare as many personal loan offers as possible in order to get the best low interest loan for you.

How To Choose the Best Personal Loan Offer for You?

Selecting the right personal loan will depend mainly on your current financial situation. Just like most things in this world, what may suite one person may not suite the other. There are however some measures you can take to increase to chances of getting the best low interest loan that fits your budget, these include:

  1. Use as many resources possible to compare as many personal loans as you can. Finance comparison websites (Here is a good start), newspapers, tv, banking guides and finance professionals can be used to help you on your way.
  2. Call the banks or credit card issuers to gain more information on a personal loan you may be interested in. Be sure to ask as many questions as possible, for example, What are the fees and charges, late fee's, what is the current interest rate on repayments, how much can you borrow and what are the repayment periods?

Get the Latest Low Interest Loan Offers - On Demand

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*Disclaimer - The information contained on this site is not considered "financial advice" before you make any financial decision you should seek the assistance of a finance professional. The featured products on this web site only represent a proportion of the total Australian market, www.fizone.com.au receive commissions from 3rd parties for advertising and affiliate marketing. Before applying for any financial product read the full terms and conditions on the 3rd party web site. Read the 3rd party website for current rates, fees and charges before applying for any financial offer. Copyright © www.fizone.com.au   Developed By Mlogic Group